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How To Get A College Education Without Going Into Debt


Rick Applegate is a financial planner who has said that the amount of student loan debt that people today has is staggering. He said that many students owe between $25,000 to $100,000. Additionally, Rick said that many 31 and 32-years-olds have $100,000 in debt. This prevents them from making other important financial decisions. This includes things such as buying a home or starting a family.

Carolina Babik is one of the people who has been hurt by student loan debt. She stated that she was told that she had to go to college after high school. She was told that earning a college degree was a ticket to success.

However, Carolina is telling others that you do not have to earn a degree in order to be successful. A physical therapy assistant is a career that Carolina recommends. You can get your certification in just two years. You can also make $40,000 per year by just 21-years-old. Additionally, you can get a job that will pay for you to go back to school.

This is a strategy that is known as building stackable skills. You will use one skill to pay for another skill. Carolina also recommends that people consider trade jobs. People who take up a trade will work under an apprentice for a few years. Many trade jobs pay six-figures.

Trade jobs are in high demand. Experts have stated that if you decide to go to a four-year school, then you may end up paying a lot more money in the long run. Carolina recommends that you plan ahead of time if you want to go to college.

Financial advisers recommend that you do your homework before you choose a college. You may have a dream school in mind, but it may not be worth it because of the cost.